Since 1993, consecutive Dutch governments, corporate service providers, banks and fintechs are promoting the world’s oldest and largest offshore online gaming network with favorable tax treaties, anonymous shell companies, E-zone legislation, lax tax and gaming laws and a non prosecution and selfregulation policy via its former Dutch colonies in the Caribbean. The islands of Aruba, Curaçao and Saint Martin nowadays form extended financial-fiscal ‘Egaming hubs’ of the Dutch Kingdom in the Caribbean, strategically situated at ‘the front door’ of Latin America (located 40 miles above the coast of Venezuela and Colombia).

Although nowhere officially registrated, the Kingdom of the Netherlands is currently home to over 5000 offshore online gaming and sportsbetting B2C websites, and many thousands of offshore gambling terminals in bars, coffeehouses, restaurants and landbased casino’s to the rest of the world. Including full-service worldwide Egaming B2B services fromout the Kingdom of the Netherlands.

The Foundation for the Representation of Victims of Online Gaming (Stichting Belangenbehartiging Gedupeerden Online Kansspelen) represents the interests of players and victims of Curacao offshore online gaming, assisted by an Egaming specialized lawfirm and international experts in the field. SBGOK assists players and victims with legitimate complaints and/or claims from Curaçao licensed online casino’s and sportsbetting’s seeking justice. Duped by a Curacao based/licensed online casino and wish to file a complaint, charges or get compensated? Contact us here.


The Foundation for the Representation of Victims of Online Gaming (‘SBGOK’) offers independent research, knowledge and advise to players and victims to find justice and/or your money back. For example by assisting to file charges/complaints with the competent autorities or representing your case in intermediary negotiations and court.


1) to monitor management and operations of online casinos and their offshore online gaming licenseholders and corporate services providers and to investigate if necessary whether they act according to the law;
2) to denounce improper management of online casinos and related (legal) persons and, if deemed necessary, to report criminal offenses to the public prosecutor and/or demand the Court of Justice for failure to prosecute;
3) to represent the interests of players of online games of chance;
4) to engage gaming specialized lawyers and other professional service providers for the collection of claims of duped players;
5) to offer legal, financial and other support of scammed players and possibly transfering their claims to the Foundation.

The Foundation aims to achieve this by all lawful means that serves its purpose. SBGOK is a non-profit organisation, founded on March 25, 2019. Curaçao Chamber of Commerce excerpt and mission statement in Dutch here. And this is how we work.

how we work

From experience, we understand well how players and victims of Curaçao licensed gaming operators and corporate service providers can get fooled or scammed, changing the course of their lives. SBGOK conducts research, advises and holds unique experience in filing complaints and collecting claims.

The Foundation helps players with legitimate complaints and claims from Curacao licensed online casino’s and sportsbetting’s to find justice through intermediary negotiations, filing complaints and charges and/or commence negotiations or see your case through court. Hereto, the Foundation works closely together with trusted E-gaming specialists and is legally represented by a specialized Curaçao lawfirm.

The Foundation for the Representation of Victims of Online Gaming (‘SBGOK’) currently assists more than 100 clients, who became victims of fraud, scams, abuse of gambling addiction or have a claim against a Curacao licensed casino or sportsbook.

The Foundation assists clients with complaints and criminal charges at the Public Prosecution’s office, Gaming Control Board or Central Bank of Curaçao and Saint Martin on behalf of clients, if deemed neccesary.

Also, the Foundation aids victims to reclaim what is owned to them through negotiations and/or going to court. SBGOK only settles claims in mutual consent with parties involved. In case we have to go to court, the Foundation may cover all legal costs involved, e.g. court fees, bailiff fees, expert and attorney fees etc.

Given vicious attacks from this network, some parties prefer anonymity so we do not market our successes, but the Foundation and it’s experts so far successfully negotiated a substantial amount of agreements outside court for our clients. Furthermore, we represent numerous on-going negotiations and pending courtcases.

Because of the large amount of claimants, limited capacity and our learning curve, we only work with clients, whose complaints and claims are proven and found legitimate by the Foundation. For this purpose, we cooperate with a trusted gaming-expert in the field who carefully reviews and assess each case that reaches the Foundation.

In general, when a player prefers the Dutch court to judge their case, the Foundation works on a contingency fee basis (‘no cure no pay’). The way we often work is the potential client providing us a summary and evidence, followed by a phone/whatsapp/skype conversation. If our experts and attorney deem your case legit and solid enough, a good way claims are handled is by having it transferred to the Foundation. This way, SBGOK is able to pool cases which lowers court and bailiff fees, plus we do not run the risk that once we put time, effort and money into a case, the casino refunds the player directly and subsequently doesn’t reimburse our costs. However, as most cases somewhat differ, each case may be handled more taylor-made.

In case – after assesment – the Foundation decides not to represent you as our client, that does not mean we think your claim is not legitimate or proven. It simply means we are of the opinion the Foundation cannot to be of added value. In that case we can refer you to other lawfirms or experts.


For years the Foundation’s Director ms. Nardy Cramm blogs about the Dutch offshore gambling network on Knipselkrant Curaçao (KKC), the largest Dutch independent online news & freedom of speech platforum and archive in the Caribbean & Latin America. Also, she cooperated with well respected international media like New York Times, PBS (Frontline) and the BBC.

Futhermore, ms. Cramm assists eminent international media in investigative journalist productions and research, regarding the ‘Dutch offshore online gaming network’, becoming a frontrunner and expert regarding the subject. Medio 2019, Cramm is interviewed in episode 3 of the BBC radio podcast ‘The Gamble Network‘.

Starting July 1, 2021, the Kingdom of the Netherlands, including its municipalities Bonaire, Saba, Eustatius and constituent countries Aruba, Curaçao, Saint Martin in the Caribbean expects to align their offshore Egaming legislation, adding Dutch gaming licenses to expand the ‘Dutch offshore online gaming network‘. Therefore, she got interviewed by Bonaire MegahitsFM regarding the latest Dutch online gaming legislation and anti-moneylaundring developments (here and here).


Stichting Belangenbehartiging Gedupeerden Online Kansspelen – Foundation of the Representation of Victims of Online Gaming (SBGOK)
Telamonstraat 32
Curaçao (Dutch Caribbean)
W: http://curacao-gaming-victims.org

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  • Director Stichting Belangenbehartiging Gedupeerden Online Kansspelen (SBGOK) Curacao: N.L. Cramm (personal website)
  • Curaçao Chamber of Commerce registry SBGOK: (English) 149704 + (Dutch) 149704